Amanda Mittman

Thank you, Nick, for truly changing my life.

This course came at the right time, when I was ready to take a hard look at my finances and make changes. You presented the information in such a way that was not judgmental in any way, and I appreciate that.

The mindset and values piece that was such a big part of this program really sets this apart from any other program out there.

Thank you!
Amanda

Caroline Vidican

Hi Nick,
The end of the three months is approaching. I just wanted to say again how much I have appreciated this great course, how much extra serenity and understanding it has given me, and what great, competent, caring people you and Hanna are.

I really got the feeling that, although this is your business and the money we pay is important to you, you really care about us completing the course properly, and about us as people. I am grateful for that, so rare nowadays.

Keep safe and well, I hope to have further contact in the future.
Best wishes, Caroline

Dave Disheroom

I’m just amazed at the level of peace and sense of agency that your program has brought me. There is such a difference between simply tracking your expenditures versus knowing exactly how much, where and why you are spending that money.

I think I alluded to this before, but I think the synergy of YNAB & A100 & the power it gave me finally elevated me into the realm of “Adulthood”. And I believe Guild is helping to elevate the “adult-me” to discover and nurture the best within myself.

Jake Sparks

The biggest success for us started with mindset.

Shifting from tracking our money to truly planning our money. We started by being able to plan for our youngest daughter and now we have been able to get 2 months ahead and feel comfortable operating there. Truly letting our finances work toward our goals is a game changer. Before I wasn’t even using targets correctly and now our life vision doc and YNAB allow us to do so much more than we thought. We still get stressed of course but at the end of the day we can truly say we are working toward our goals and our finances are also working toward those same goals.

Another win that has come from this is that me and my wife are working TOGETHER in all of this. At first I was approaching everything all wrong but by going through A100 together and seeing how it was able to change things for us has allowed us to be able to now sit down together and plan out where we want to go as a family, and then put that into action. We are far from perfect but man have we come along way!!

Laura Jimenez

Hey Nick!

Just a note to say it's been about 4 years since I took your course and have been using YNAB. A lot's happened since then!

I now have 4 AirBnbs; $50,000 in the bank; am about to buy my first commercial property where we're going to build a multi-million dollar glamping site; and because of YNAB, I have clear insight into how my real estate portfolio is performing. I'm able to cash flow every month and have enough set aside for all of the costs.

A lot of this is because of what I learned in your course and my faithful use of YNAB.

Keep doing what you're doing. You're making a positive difference in peoples' lives!

Laura

Lisa Fox

This program has helped me in more ways than I can count, truly! Creating and sticking to a budget, debt pay down, and I've found most helpful the community Nick has cultivated here and how that supports my transforming relationship with money and my mindset overall! Thank you Nick!

Nuria Wicksman

I feel much more comfortable and confident using YNAB. For the first time ever, I'm excited about personal finance and feeling in control of my money.

Because of A100, I achieved what I originally set out to do (get 3 months ahead in my budget), and much more. I aligned my spending with what matters to me, which lead to cutting away mindless spending on clothes, stationery and board games, in order to save for an amazing trip to Ireland, start saving for retirement and hopefully buying our first condo this year.
- Nuria

Zenon and Tysan Dolnyckyj

Working with Nick True at Mapped Out Money is 100% the best money we have ever spent.”

- Zenon and Tysan Dolnyckyj from Tyzen Fit.

Amber Steckel

A100 has without a doubt changed the course of my life, only in a positive way! Financially - on the personal side I now have healthcare, have started putting a little money into my retirement and giving, and for the first time in my life can stick to my budget over the long term.

On the business side, I now pay myself an income and the entire foundation for my business is more solid. Nick also gave me an exercise that helped me avoid what would have been a gigantic financial mistake that didn't align with my needs. Mentally / emotionally - one of the biggest is I now believe in myself to handle my money well! I had a number of limiting beliefs around shame, worthiness, and receiving money - all of those areas have majorly shifted through doing the mindset work and being in community with others who prioritize their finances.

This has been one of the most challenging but fulfilling years of my life. I can't believe how much stress I was carrying around for almost two decades with my finances in disarray. It's still a work in progress, but it feels amazing to have so much more mental peace around money.

A100 is the best community of support and I know this is the reason I've finally been able to stay consistently on top of my finances. It's so nice not to be alone anymore!
- Amber

Lori Wholter

Joining Ahead in 100 was quite a leap of faith! While I was familiar with YNAB and Nick True from recommendations and YouTube, this type of group was out of my comfort zone and my husband was not interested. Fast forward 3 years and here I am loving the group, the experience, and my husband is on board!

I came into the group with a basic understanding and active working budgets in YNAB, after spending several years independently trying to figure it out. Always wondering why this seemed so difficult.

As an Ahead in 100 newbie I soon learned the mechanics of YNAB were not the most important aspect of this budgeting activity. I did not need to be an expert. With Nick and the group to guide me through the technical stuff this is where the budget started to become interesting and purposeful, and that's when the magic happens!.

Ahead in 100 has taken me, and my husband, from being basic budgeters to being life planners! The missing piece in budgeting was the Vision and Purpose in the world of spending.

While likely the most challenging part of the course, Vision and Values, these are invaluable and the keys to success. This is what changed my husband's point of view. Reflecting changes in how we speak about money and how we spend our money. Seeing this basic, mundane, activity called budgeting, come to life as a Spending Plan that now reflects our desired lifestyle! Amazing!

Because of the way this course has been developed, and the support of Nick and the group, we now have a Spending Plan that is reflective of a lifestyle that we love! We are now confident that as life happens this Spending Plan can and will evolve because we have the foundation needed for the long haul!

Eric & Sandy Farrar

Eric - I feel like I have a much better handle on our finances in general. For a long time I sort of had a "general idea" of how much money we had, until one day when I realized how much more we were spending than we realized. Ahead in 100 and Guild has provided the impetus and accountability to track and budget and as a result I feel so much more in control.

Sandy - I'm much more at ease with our finances and feel like we're on a better footing to face the next phase of our life financially based on our values and goals.

Mary Alouette

Hi Nick,

I just wanted to share an update on my finances, all thanks to committing to prioritize my finances and receiving your help.

I reached my goal of paying off my personal credit card by my birthday! It’s at $0.00. Everything associated with my move across the country, apartment, car, and personal travels is cleaned off my plate. I feel free and clear. Now I can focus on doing less but better as I pay off business investments on my biz credit card and student loans.

In April, I had 3 different unexpected car situations plus routine maintenance. All of this totaled $1K. I had more than enough in emergency savings for the unexpected situations and money in my budget for the routine maintenance. Emergencies? No sweat. No stress. Boom. Covered. Peace.

Thanks for your help! Stay rad.
- Mary

Ramona Putnam

Hi Nick, It has been a while! I took your money workshop starting March 2019, and just wanted to let you know how much help it has been to my family. My debt at the time was $27,000 (actually went up to 28,000 by end of year..not sure what happened). Two years later, my debt is down to $6,228, and I plan to pay that off by early spring. Your course and YNAB has been such a big part of that. Thank you so much for all that you do.

Thanks again. Wishing you and Hanna all the best!

Shirley Hunter

I joined the program at the beginning of my divorce a little over 2 years ago. At 63 years old I was facing the fact that, after a 35 year marriage where I had allowed my ex-husband to handle all the finances, I knew very little about what had been going on. Needless to say, I was in complete overwhelm. So my interest initially was simply to figure out what my budget was going to be, how to allocate it and manage it from month to month in order to stay solvent.

It took about 6 months to really begin to intuitively understand and use YNAB to track my money which helped ground me in a sense of agency and gave me the mental space to begin to build my new life and to begin to examine my money mindset. You can sort your budget out, but if you don’t address what makes you tick - all the hidden beliefs and patterns that run in the background - you can easily find yourself falling into bad habits.

Looking back it’s been a huge task but I’m delighted to say that, two years on, not only am I rocking my budget, but I’m becoming ever knowledgeable and clearer about all aspects of my financial life - budgeting, taxes, investments. It’s an ongoing process but it’s completely worth the peace of mind that I now have and I couldn’t recommend it more.

Tracy Fulkerson

I had struggled with budgeting in the past because it wasn't something I was ever taught. I invested in the program You Need A Budget (YNAB) and unsuccessfully tried to master it. Several times! I ran across Nick True's YouTube videos and saw quickly that he had a handle on what I wanted to learn. When I saw that he was offering the Money Mastery class I initially declined. Once again I beat my head against the budget wall. When I decided that the class might just be worth it I signed up.

I am sincere when I say that he answered all my questions and taught me a way of looking at YNAB and the budgeting process that made sense to me. Nick's understanding of people and budgeting methods makes him a great teacher. He has passion and enthusiasm for his work and his students.

I have saved several times the tuition cost in less than 45 days using what was taught in those sessions.

With his help budgeting for me is now very liberating and comforting. It is not the constrictive task master I always mistakenly thought it to be. 5 stars and huge thank you to Nick and his Money Mastery Class.